• Leasing provides 100% financing with reduced up-front cash outlay compared to other forms of financing.

• Existing valuable lines of credit remain free for other uses.

• Payments are usually lower than with other forms of financing, so you may be able to afford even more of today's best cutting-edge equipment with leasing. Unlike bank lines of credit with variable rates, lease payments are fixed -- no matter what happens to the market tomorrow.

Leasing is one of the fastest-growing ways of financing equipment in business today, used by companies of every size to gain needed leverage for growth. They recognize that it doesn't take huge resources to grow a business.  Just think Big thinking about how to get where you want to be, faster, with a proven source of funding.

Here at AMERICAS MoneyCenter, Inc. (AMCI) we have a wide variety of nationwide business equipment finance-lease funding programs; ranging from our streamlined Application Only up to $75,000 for "A" type credits to "Start-ups", "Second Chance" and "Additional Security" Programs - - encompassing all credit qualities (A through D). You’ll find something at AMCI.

Below are our current equipment finance-lease funding programs.  Please call for acceptable equipment types approved for your area, and pricing ranges.  Use our On-Line Equipment Lease application button (on the left) to start off the process.

Have a special need like a 500 ton earth mover, a railroad box-car, or maybe a brand new (or even a used) glapada-glapada machine? Special orders can be handled too, just ask!

TIER ONE LINE

APPLICATION ONLY – UP TO $75,000

(Up to $75,000 on Hard Collateral equipment, up to $50,000 on all other equipment types)

HIGHLIGHTS

Amounts $10,000 to $500,000

48-Hour Credit Response    New & Used Equipment

On Site Equipment Inspections Required Prior to Funding

Minimum 5 years in business (3 years for under $35,000), comparable high credit experience with other business leases or debt, satisfactory 5 year bank history, as agreed trade credit. Under this program, we’re interested in cash/flow/balance-sheet transactions; i.e.: company net worth four times or greater the equipment cost

Applications that do not meet our APPLICATION ONLY requirements will be considered with full financial package (signed copy federal income tax return – all pages and schedules – last two years for both business and all principals; signed current financial statement for both business and all principals) or for amounts up to $250,000.

TIER TWO LINE

"A" CREDITS"

HIGHLIGHTS

Amounts $1,000 to $50,000     12 to 60 Months

ACH Payment Requested      24/48-Hour Credit Response

New & Used Equipment

On Site Equipment Inspections Required Prior to Funding

Must be more than 2 years in business under current ownership at the same location with business checking account history for 2 years with no NSF or OD; clean credit bureau report on all principals. Signed two years business & personal tax returns and current financials necessary on amounts $35,001+.

"START-UP BUSINESS"

HIGHLIGHTS

Amounts $1,000 to $30,000      12 to 60 Months

ACH Payment Required      24/48-Hour Credit Response

New & Used Equipment      Fair Market Value and Dollar Buy Out Available

On Site Equipment Inspections Required Prior to Funding

Without a financial package (two years signed personal tax returns and current financials) up to $20,000. Acceptable equipment is necessary and good credit bureau on all principals.  Start-ups of all kinds are considered; retail foods/beverage service establishments require however one year of operating history. High tech equipment or equipment with a short useful life will be limited to 48 months.

"B" CREDITS"

HIGHLIGHTS

2 Year Time in Business Required

Amounts $1,000 to $30,000      12 to 60 Months

ACH Payment Required      24/48-Hour Credit Response

New & Used Equipment      Fair Market Value and Dollar Buy Out Available

On Site Equipment Inspections Required Prior to Funding

Only up to $20,000 without a financial package (two years signed personal tax returns and current financials). Permissible equipment is necessary, and no recent history of significant credit problems on principals, minor credit difficulties in the past OK.

"SECOND CHANCE PROGRAM"

2 Year Time in Business Required

Amounts $1,000 to $20,000      24 to 36 Months

ACH Payment Required      24/48-Hour Credit Response

New & Used Equipment      Fair Market Value and Dollar Buy Out Available

On Site Equipment Inspections Required Prior to Funding

Higher risk plan for Applicants that do not meet any conventional lease criteria. Any business with a prior bankruptcy or significant credit difficulties, should demonstrate re-establishment of good credit for the most recent 24 months. Two years signed business & personal tax returns and current financials required.

"ADDITIONAL SECURITY PROGRAM"

Individually tailored to fit your needs. Compliments several programs to arrange creative alternatives, CD’s, stocks, bonds, titled vehicles, and other hard assets (no real estate - we make home equity loans separately) are used to cross collateralize the needed equipment funding.

"WEBSITE LEASING"

Available for Start-Up, "B", and "A" credits. Maximum 36 month term, two (2) payment security deposit required, commercial sites only, Website designer/vendor must be an established company (commercial checking and city business license) with a good profile, domain name assigned to Lessor until lease is paid in full.  Factors utilized are "A" customers .0391575 -- "B" customers .0462185 -- "Start-Ups" .047541 -- "Second Chance" case by case.  Up to $10,000.

Specialized "Software Only" funding is also available - up to $10,000