Wholesale Lending/Net Branch Operations - Summer 2001: Serving the loan broker population of professionals nationwide - they're responsible for nearly 70% of all residential real estate loans funded in the Country.

Public Escrow - Fall 2001: Established to accommodate the general public and our loan competition, at the broker/banker level. Our general borrower portfolio population needs escrow help from time to time, we going to simply "keep it in the family."

Loan Servicing Center - Winter 2001: Set up to service both company generated loans & equipment leases plus servicing activities for others.

Insurance Services - Winter 2001:  We'll introduce various life, fire and casualty insurance packages,  insurance coverage's for all sorts of family members of our company employees and customers. Nationwide in appeal & availability.

Nationwide Franchise Operation- Winter 2001: We'll open 5 franchised company stores in 10 high population States across the Nation. Total initial rollout "60" new offices; 50 franchised plus one company hub-store in each State.

Installment Sales Contract Financing- Spring 2002: Operating in the underserved transactions $7,500 to $10,000+ sizes - piano, jet-skies, boats and other mid-sized semi-major purchases.